Intense physical routine at the National Defense Academy also helped me from getting into mischief. I contemplated suicide on several occasions, but had too many responsibilities to give up on life. I was a depressed and troubled soul…scrutinizing why life was so cruel to me. My dreams were limited to survival in those days. The academy was a place where a roof over the head and free rations were guaranteed. He inspired us by saying “Eat only half a slice of bread but never give up on your education or dreams.” I joined the Navy at the tender age of fifteen. He was a man of limited means but of great heart and wisdom. We found support and solace, in that tumultuous phase, in my grandfather’s presence. On my young shoulders, fell the responsibility of my mother who was just a high school graduate with no job prospects, an unmarried sister and a younger brother. And to make matters worse, I had been abandoned by my father at the young age of 14 years. Life in India, in the sixties, was tough with little or no prospects. I was born to a family of veterans- who for three generations served as soldiers in the armed forces- completely oblivious to the world of financial planning or wealth building. However, my story began halfway around the globe, in a nondescript town in India. I am blessed to reside in New Zealand one of the most beautiful countries in the world. Wealth Creation Academy is a resource run by me, Praveen Kumar, to teach how to create multiple streams of passive income through strategies that I have found to successful.

Dolf de roos biography